We fight to make sure you’re heard. We win because your recovery depends on it. You deserve results, not excuses—let’s get to work.
When disaster strikes, we count on our insurance companies to honor their promises and help us rebuild. We faithfully pay our premiums, trusting they’ll be there when we need them most.
But all too often, insurers prioritize profits over people. They delay, deny, and defend against valid claims, leaving policyholders high and dry when they’re most vulnerable.
If you’ve been wronged by an insurance company acting in bad faith, the dedicated legal team at Kennedy Injury Law in Castle Rock is here to hold them accountable. We’ll fight for the full benefits you deserve under your policy and Colorado law.
Insurance companies owe a duty of good faith and fair dealing to their policyholders. This means they must:
When insurers fail to live up to these obligations, they’re acting in bad faith. Common examples of bad faith practices include:
These tactics can leave policyholders facing mounting expenses, crippling uncertainty, and the feeling that they’ve been betrayed by the very company they trusted to protect them.
Colorado law provides powerful remedies for insurance bad faith. Under the state’s Unfair Claims Settlement Practices Act, policyholders can seek damages for an insurer’s unreasonable conduct, including:
In extreme cases, insurers may also face fines and regulatory penalties from the Colorado Division of Insurance.
However, proving bad faith can be an uphill battle. Insurance companies have teams of adjusters, investigators, and defense lawyers working to protect their bottom line. They’ll cite obscure policy exclusions, shift blame to the policyholder, and exploit every loophole to avoid payment.
That’s where Kennedy Injury Law comes in. Our seasoned attorneys know the insurance industry inside and out. We’ve taken on some of the largest carriers in Colorado and won. We’ll level the playing field and fight fiercely for the justice you deserve.
Bad faith can arise under any type of insurance policy, from auto and homeowners to health and disability. No matter what kind of coverage you have, you’re entitled to the full benefits you bargained for.
Our skilled legal team will work tirelessly to maximize your recovery, including:
We’ll also help you understand your rights and obligations under the policy, communicate with the insurer on your behalf, and provide guidance at every step of the process. Our goal is to take the burden off your shoulders, so you can focus on rebuilding and moving forward.
At Kennedy Injury Law, we believe that everyone deserves to be treated fairly by their insurance company. We’ve seen firsthand the devastating impact bad faith practices can have on individuals, families, and small businesses.
That’s why we’re committed to holding insurers accountable and protecting consumers’ rights across Colorado. When you trust your case to us, you can expect:
We know the claims process can be daunting, especially when you’re already dealing with a loss. Let us be your voice and your champion. With Kennedy Injury Law in your corner, you can take on the insurance giants with confidence.
If you suspect your insurance company is acting in bad faith, don’t wait to get help. There are strict deadlines for filing complaints and pursing legal action. The longer you wait, the harder it may be to prove your case and get the benefits you’re owed.
Contact Kennedy Injury Law today for a free consultation. We’ll review your policy, explain your rights, and lay out your options for holding the insurer accountable. If we take your case, you won’t pay anything unless we recover for you.
You faithfully paid your premiums and held up your end of the bargain. Now it’s time for the insurance company to do the same. Call Kennedy Injury Law today and let us fight for the benefits you deserve.
Common red flags include unreasonable claim denials, excessive delays in processing or payment, lowball settlement offers, failure to communicate, misrepresenting policy terms, refusing to defend a claim, or requiring burdensome amounts of paperwork. If your insurer’s actions feel unfair or make little sense, it’s worth speaking with an attorney.
In Colorado, the statute of limitations for first-party insurance bad faith claims is two years from the date the cause of action accrues (usually the date the insurer denies or unreasonably delays your claim). However, determining this date can be tricky. Always seek legal advice as soon as you suspect bad faith to protect your rights.
If the denial was improper or made in bad faith, you may be able to sue the insurer for breach of contract, bad faith, or violations of Colorado’s insurance statutes. An experienced attorney can review your policy and the facts of your case to determine if you have a viable claim.
You may be entitled to the full value of benefits owed under the policy, economic losses caused by the insurer’s conduct, emotional distress damages, attorney fees and costs, and in some cases, punitive damages. The specific remedies will depend on the facts of your case and the type of policy involved.
Most bad faith attorneys, including Kennedy Injury Law, work on a contingency fee basis. That means you pay nothing upfront, and the lawyer only gets paid if they recover money for you. You have nothing to lose by scheduling a free consultation to learn about your rights and options.
First and foremost, document everything. Keep copies of all correspondence with the insurer, take detailed notes of phone conversations, and maintain records of your losses and expenses. Then, contact an experienced insurance bad faith lawyer right away. They can help you assess your claim, communicate with the insurer, and take legal action if needed to protect your rights.
"*" indicates required fields
We start with a conversation—no pressure, no commitment. Tell us what happened and how it’s impacted your life.
We gather evidence, speak to witnesses, and consult experts to build the strongest case for you.
We handle everything from negotiating with insurance companies to representing you in court if needed. All while keeping you informed, so you always know what’s happening.
Once your case is resolved, you’ll have the financial compensation you need to move forward with confidence.
We’re where you need us, when you need us. With offices in Castle Rock and Greenwood Village, we serve clients throughout the Denver metro area.
